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Plain guides to lending and borrowing.
How to lend to someone you know and what to do when the money does not come back, how loans and company notes work, and how to use the free money tools.
Debenture, bond or note: what you hold when you lend money to a company
What a debenture, a bond and a note are, what you are promised when you lend money to a company, what can go wrong, and how it differs from a deposit.
IOU template for Singapore: a simple IOU you can fill in, print and sign
A free IOU template for Singapore. Fill in the names, amount and dates, then print and sign. What an IOU should say, a worked example and its limits.
Short term loan in Singapore: how one works, and what to check before you sign
How a short term loan in Singapore works, what it really costs, how to check a lender, and what to look at before you sign the agreement.
A personal loan in Singapore: what it is, what it costs and what a lender looks at
What a personal loan in Singapore is, how the flat rate and the EIR differ, what a lender looks at, and what to check before you sign.
Family loan in Singapore: a plain guide to lending money to family or friends
A family loan in Singapore, done well: what to agree, how to write it down, what the law says on interest, and what to do if the money stops coming.
Passive income in Singapore: what pays a regular return, and what each one asks of you
Passive income in Singapore: what pays a regular return, who owes you the money, how long it is tied up, and what each option asks of you.